168 Finance brokers have access to more than 30 lenders and more than 200 loan products in the market, including the offerings from four banks such as CBA, Westpac, ANZ and NAB.
You will get excellent friendly service from the team of 168 Finance, Sydney finance brokers. We are conveniently located at the prestige new office building at Barangaroo, 2 mins walk from Wynyard Station in the Sydney CBD.
Contact 168 Finance team today on 02 8046 7621 , or mobile 0416 200 008
Send us a short message, we will contact you within 2 hours.
For the first home buyers, I would strongly suggest you obtain a pre-purchase finance approval first, before you actually go out there to search your dream home. No money, no honey. Why are you shopping around when you don’t even have money or your loan approval? Common sense.
At 168 Finance, we can guide you through the process of loan application, and assist you with your first home owner grant (if applicable).
Depending on different lender requirements, the information requested also could be quite different. For example, some lenders could ask for the last 12 months business bank account statements, plus recent 4 quarterly lodged BAS. Some lenders may only ask for 12 months bank statements, while some lenders could ask for 4 quarterly BAS, plus your accountant’s letter, or some will only ask for your self declared income.
Experienced mortgage and finance brokers like 168 Finance will sit down with you, understand your business structure and trading condition, collect and prepare the exactly information that a lender required to support and maximize the chance of getting you the loan approval.
Learn More About UsWhen it comes to investment loans, it is important to get the loan structure and the buying entity correct at the beginning.
Often we see clients paying too much interest, or select the wrong product, wasting their hard earning money on unnecessary interest payments.
At 168 Finance, we can guide you through the pros and cons, and recommend you the right lender and products. If you think you are paying too much interest for your current loans, Sydney finance broker – 168 Finance will assist you to compare and refinance your investment loans to a more suitable lender.
Finance market is changing, so are your circumstances.
You may need to review your loan structure and interest rates on a regular basis to see if they are still in line with you financial goals.
Refinancing is relatively easier these days compared to before, as lenders are not allowed to charge you fees for leaving them. Mortgage and finance broker like 168 Finance Sydney can help you compare interest rates and product features among other lenders and to compare with yours, and see if refinancing is a better option and has benefits in saving you interest on your loan.
We found most common reasons for clients to refinance their loans are for the following reasons:
At 168 Finance, we can take care of this refinancing process with hassle free. Some lenders even offer ‘Fast Refi’ to speed up the process.
Whatever reasons behind your decision to refinance, our experienced Sydney finance and mortgage broker – 168 Finance can guide you to through. If it’s benefiting you, then why not.
Low doc loans are for self-employed clients whose financial statements are not ready yet at the time of their finance application. Or their business have recently improved dramatically, and their past business trading data could not be used as they did not reflect today’s business trading condition and business position.
Depending on different lender requirements, the information requested also could be quite different. For example, some lenders could ask for last 12 months business bank account statements, plus recent 4 quarterly lodged BAS. Some lenders may only ask for 12 months bank statements, while some lenders could ask for 4 quarterly BAS, plus your accountant’s letter, or some will only ask for your self declared income.
Experienced mortgage and finance broker like 168 Finance will sit down with you, understand your business structure and trading condition, collect and prepare the exactly information that a lender required to support and maximize the chance of getting you the loan approval.
Learn More About UsIf you are building your dream home and need a construction loan, experienced 168 Finance brokers can help.
When it comes to construction loans, there are lot more factors and steps to consider than a straight forward home loan in purchasing a property. 168 Finance have done many construction loans and will guide you through step by step, from choosing the right lender, right product, to ensure the lender to release the fund in full on time during the construction period, until your dream home is built and complete.
Learn More About UsSelf-managed Super Fund (SMSF) is a small fund with less than 5 members, and all members must be related. It’s self-managed by the members and trustees, but regulated by the Australian Taxation Office.
The fund can invest in shares, property, cash, or trust, but with the sole purpose of funding your retirement.
SMSF home loans can be used to fund property purchase, hence give you super balance the benefit of property growth, and diversify your super fund asset class. It’s great way to save for your retirement and achieve your financial goal sooner if managed properly. The property can be residential property or commercial property.
168 Finance have direct access to major banks and non-bank lenders, and we will give you the full analysis of product information and competitive rates of each lender, so that you are fully informed before making the decision as to which is best suits your SMSF needs.
