About Us

Your specialists in Property, Commercial, Equipment Finance and Car Loans

ABOUT US

Alan Law

168 Finance managing director. Alan holds a Master Degree of Commerce from Sydney University. He also holds a Diploma of Financial Service in Mortgage Broking, and a Diploma of Financial Planning. Alan has extensive industry experience, spanning over 25 years. Alan has helped thousands of clients reach their financial goals.

Alan and the 168 Finance team undertake more than 60 hours of continuous education and training every year to comply with the membership requirements set by the MAFF, the peak body for finance professionals. We have the latest finance knowledge to ensure you reach your financial goals sooner. Alan is also a qualified accountant and registered tax agent.

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What does 168 mean?

There are 168 hours per week! We have your finance needs in our mind – 24 x 7!! 168 Finance is a proud member of Mortgage and Finance Association Australia (MFAA) and holds an Australian Credit License (ACL 384690). We have access to more than 30 lenders in the market, including the big 4 banks, and other non-bank lenders.

Our Difference

Why run around wasting your time, shopping for your finance needs? Alan and his team have access to more than 30 lenders, whether it’s residential mortgages, investment loans to commercial real estate, car and equipment finance, business loans. With our extensive 25 years industry knowledge, we can guide you through from choosing the right product and loan structure. From gathering the necessary information, to apply and obtain approval and until the loan settlement, we will project manage the entire process for you. The majority of our clients are from happy clients’ referrals.

Our service goes beyond your loan application and settlement – we are here to build a long term relationship with you, even after your loan has settled. We will be here to help you as your needs and financial goals change. From restructuring your loan portfolio for growth, to business plan changes, we are with you every step.

Our Approach

Our Experience tells us that, most of our clients have the following concerns:

01

Too many lenders and too many products.

It’s a daunting task and also confusing to know and find which lender and product to go for, and often they choose the wrong lender or wrong product;

02

Incorrect loan and entity structure.

Incorrect loan structure, and incorrect entity structure. This can result in not achieving the best outcome for their financial goals in the long term;

03

Complex commercial finance deals.

Most brokers don’t know how to handle them, which can lead to long delays, wasted money and missing opportunities to secure a commercial deal.

We have depth of market knowledge

With our extensive finance experience, accounting and taxation knowledge, we can guide you through whether it’s your first home loan, or investment loan for wealth creation, negative gearing for tax minimization, or a commercial finance. Often, right product and low interest rate is a priority, however, obtaining the fast approval will be your ultimate goal. When dealing with commercial finance, getting the right borrowing structure, right product for a fast finance approval, could potentially save you tens of thousands of dollars and to avoid unnecessary hassles to miss out a good potential opportunity.

  • Find out your financial goals, and design the most appropriate loan structure to suit your needs;
  • Based on your financial objective, advise you which lender offers the most appropriate loan structure and loan products, and most importantly, which lender will approve your loan;
  • Facilitate with between your real estate agent, your solicitor and the lender, to fast track your loan approval, so you don’t waste time;
  • Service beyond loan settlement. Any time, any changes arise for your financial goals or circumstances, we are here to help.